While there are multiple ways to obtain financial freedom, many require income-based government programs that limit your freedom to earn past poverty levels, or to borrow a surplus of income with high interest rates that eventually drive you further into debt. So, how do you plan for financial growth? Choose an option below.

Financial Assistance Made Easy

My Personal Finance Options

Shift the burden of financial difficulties to insurance companies who protects your risks with life insurance & other policies. 

My Life Insurance Options

TRANSFER RISK

Whole Life Policies

Final Expense Policies

Manage your money with a custom budget you access on your computer/phone to track your income, expenses, savings, & spending.

My Financial Overview & Budget

USING MONEY TOOLS

Maintaining your health is important to reap the reward of living benefits before old age or through sickness. Check out our Health plans.

My Healthcare Supplement Options

HEALTH IS WEALTH

Health Matching Account

+Supplemental & Critical

My Financial Overview & Budget

  • Discuss Your Financial Goals, Income, Expenses, Savings, & Spending

  • Choose Colors & Theme

  • Enter Accurate Data & Track Your Finances To Meet Outlined Goals

  • Make your budget available across devices.

FINANCE OVERVIEW:

Meet Virtually With Your Career Consultant For 60 Minutes To Outline Your Goals & Finances.

EDIT YOUR BUDGET:

Use your money tools to enter data in the correct fields. As data is entered, the charts will auto-animate areas of focus.

DESIGN YOUR BUDGET:

Download your budget template from your Career Consultant. Make Changes to the theme, colors, and fonts.

SYNC YOUR BUDGET

Connect your budget to your devices and access or update your budget no matter where you are.

Subscribe to Luminous Ambitions to access Your Free Annual 2024 Budget. Setup your account (Check your email) then you can book a session from the available classes. If the calendar is blank, no classes have been scheduled. Private classes may be available.* * Must Be Subscribed for download.

WHAT IS RISK?

A risk is an event or situation that could cause a significant loss in health, income, or old age.

“The possibility of loss occurring”

Whole Life

Final Expense

RISK MANAGEMENT:

MANAGE RISK OPTIONS:

 Avoidance  Retention  Reduction  Sharing

Transferring

TRANSFERRING RISK:

When the insurance company extends an offer & accepts your premium, they agree to protect your risk as outlined within the policy as long as the premiums are paid. *

Whole Life

Final Expense

My Life Insurance Options

*Other Terms Could Apply

My Health Supplement Options

  • Healthcare Matching Accounts

  • Dental / Vision / Hearing

  • Critical Illness

    .

  • Platinum

You Are In Control Of Your Financial Wellness. Make Your Money Work Hard For You.

- Someone WISE